One mistake people make is collecting right away, in which case you’re kissing 50% of your benefits away. A lot of people also fail to realize that based on their birthday, they can earn up to 8% more every year they wait. Then there are long-term factors that we consider, like how we look at your combined benefits to maximize your lifetime Social Security income, make sure we’re minimizing the taxes on your Social Security income and ensure your survivor benefits are being taken advantage of fully.
At Big State Financial, nothing is more important than ensuring you never outlive your savings. We take your decisions seriously and as your financial advisor, go out of our way to help you understand each step in the process so that you can make educated decisions with the goal of protecting and growing your assets. For your free financial review and Social Security optimization, complete the form above and let’s get started!