We all know that a 401(k) is one of the most important retirement planning tools we have: The potential tax benefits and power of compound interest can make it a great savings and investment tool for anyone who practices financial discipline and contributes regularly. But your contributions aren’t the only things to consider when figuring [...]
Roman poet Horace penned the famous phrase, “carpe diem” – seize the day. Could 2019 be the year to seize the Roth? A Roth IRA can be a valuable asset in retirement because qualified distributions are not taxed, unlike distributions from a traditional IRA. Roth IRAs are also not subject to required minimum distributions, (RMDs) [...]
It’s the best time of the year for lots of sports fans, particularly those who love college basketball. More than 70 million brackets are filled out during The College Basketball Championships with everyone hoping they are this year’s expert, balancing said expertise with risk, reward, and future expectations. While perfection is unlikely (a 1 in [...]
