3 Retirement Costs to Watch Out For

Some surprises are great, like birthday parties, winning the lottery, and getting two candy bars from the vending machine. Others may not be as much fun, like taxes and unforeseen expenses. However, there are ways to help prepare for these expenses so that they’re not surprises. With a custom strategy in place to help cover [...]

2019-11-18T23:46:22+00:00November 18th, 2019|Retirement Planning|

Will You Retire in an Uncertain World?

With a trade war heating up, talk of impeachment, and turmoil in the middle east, the markets have experienced ups and downs. There are many voices out there telling us different things. Some say to sell and save yourself from the worst, others assure us that the market goes up over time and you have [...]

2019-10-21T15:49:38+00:00October 21st, 2019|Retirement Planning|

Be Aware of 401(k) Fees

Do you know how much you’re paying in 401(k) fees? Or that you’re being charged fees at all? According to a TD Ameritrade Survey, 27% of participants didn’t know how much they were paying. And, 37% of those surveyed didn’t know they were charged fees at all. This doesn’t quite square with the fact that [...]

2019-10-07T14:48:22+00:00October 7th, 2019|Financial Planning, Retirement Planning|

Age Can Have Its Benefits

We typically don’t think of the word “aging” as having a positive connotation. It may bring to mind graying hairs, aching backs, and slowing down. But these things don’t always have to be true, and they don’t necessarily tell the whole story when it comes to getting older. In fact, in most cultures older people [...]

2019-09-30T14:17:54+00:00September 30th, 2019|Financial Planning, Retirement Planning|

Reasons to Update Your Retirement Account Beneficiaries

Your retirement account has a long life, and it doesn’t necessarily end when yours does. If you’ve contributed to a 401(k) or IRA throughout your career, you’ve probably accumulated a substantial nest egg. Then once you turn 59 ½ you can start withdrawing. And at 70 ½ you must start withdrawing. Required Minimum Distributions (RMDs) [...]

2019-09-17T01:11:40+00:00September 17th, 2019|Retirement Planning|

Retirement Planning in a Volatile Market

The recent market volatility may have you concerned, especially if you’re approaching or already in retirement.  Feelings of uncertainty, anxiety, and uneasiness are all common during any scary and volatile market.  These feelings are normal and sometimes it can be beneficial to take a step back and look at the big picture.  We can’t predict [...]

2019-08-12T16:45:06+00:00August 12th, 2019|Retirement Planning, Stock Market|

Make the Most of Your 401(k)

We all know that a 401(k) is one of the most important retirement planning tools we have: The potential tax benefits and power of compound interest can make it a great savings and investment tool for anyone who practices financial discipline and contributes regularly. But your contributions aren’t the only things to consider when figuring [...]

2019-08-05T17:23:38+00:00August 5th, 2019|Investment Strategies, Retirement Planning|

Small Steps and Giant Leaps Toward Retirement

July 20th marks the 50th anniversary of the moon landing. In the middle of summer vacation, Baby Boomers gathered around their TVs to watch Neil Armstrong take one small step for man and one giant leap for mankind. This milestone in human history marked many Americans’ upbringings and identities in a significant way. It was [...]

2019-07-15T18:20:06+00:00July 15th, 2019|Retirement Planning|

Are You Ready for Endless Summer?

It’s time to start planning your summer, and whether you’re going to laze around on the beach, visit friends, or take a trip, it’s important to also start thinking about your retirement plan. On average, we spend more time every year planning for vacations than planning for retirement – and retirement is much longer than [...]

2019-06-17T14:05:45+00:00June 17th, 2019|Lifestyle, Retirement Planning|

What is a Phased Retirement Program?

Some look forward to their last day of work, some are disappointed to leave coworkers and a purposeful career, and others are somewhere in between. There are many things to love about retirement, like the freedom to travel, spend time with family and friends, and just wake up whenever you want, but hopefully there are [...]

2019-06-11T00:49:55+00:00June 11th, 2019|Retirement Planning|